Want to travel like a millionaire but on a budget? No worries. The Points Guys founder Brian Kelly has some tips for you. Kelly explained on GOBankingRates’ The Richer Way podcast that you can use your credit card to not only travel better, but also have a relaxing time while doing so, thanks to several perks that might be lesser known, but can come in handy in challenging situations.

While Kelly said, “it’s all about the points, baby,” he added that while points are great, “perks are really the thing that can save you time.”

Here are some lesser-known ways to save money through your credit card company, as Kelly discussed.

Canceled Flight

If your flight is cancelled, don’t panic. Kelly said you should first ask for a full refund, and then look at other airlines and book another flight altogether.

Your credit card will help with delays, rebooking. It’s a free, built-in perk.

“What I would do then is look at using frequent flyer miles and just rebooking yourself. Know that you will get that refund. If your flight plans are changed, do not take a voucher. Do not. Repeat after me, take a voucher,” he said.

Delayed Luggage

What’s worse when you travel than your luggage not making it to your destination?

In this situation too, don’t worry, your credit card can help.

“Your bag doesn’t arrive. You’re in London for a wedding and you got to shop for thousands of dollars’ worth. A lot of credit cards offer lost baggage protection. So you save your receipts and the credit card reimburses you,” he said.

Get Reimbursed for Lost Items

Dropped your sunglasses in the ocean while on cruise? Some credit cards can help here too.

“Also, what people will be shocked by is, when you buy stuff, even when you’re not traveling, Amex has purchase protection and so does Chase. My friend lost a $300 pair of Ray Bans. And I said, ‘Call up Chase right now.’ It fell off of a boat when he was on a cruise. Chase took it out of his bill.”

Travel Insurance

Some credit cards, such as Amex Platinum, also offer evacuation coverage, said Kelly.

For instance, “if you have a heart attack on a safari and you need to get on a private jet, that’s $300,000,” he said.

“They’ll even cover that,” added Kelly.

As he said, while it can be tedious to read the fine print of credit card various coverages, it is well worth the time- and money- to ensure your travels are as smooth as possible, and protect you from the unexpected.

If you have a planned trip, this article is just for you. Here, we have shared some basic tips to keep in mind to stay healthy while travelling.

How do you identify yourself – a tourist or a traveller? While both terms refer to people who visit new places, tourists are the ones who look for fun and relaxation. On the other hand, for travellers, visiting new places is all about exploration. Now, if you think you are a traveller, then let us tell you, it is important to take care of your health on the road. Why, you ask? It is because travelling involves a lot of physical exhaustion, increasing the risk of falling sick. Moreover, no one wants to waste a trip visiting doctors or lying in bed.

If you have a planned trip, this article is just for you. Here, we have shared some basic tips to keep in mind to stay healthy while travelling. And yes, it majorly involves food!

5 Ways To Stay Healthy While Traveling:

1. Stay hydrated:

As mentioned, travelling involves a lot of exhaustion. Hence, it is important to keep sipping water from time to time. Proper hydration not only helps you stay energetic but also prevents the risks of gut issues, which is a common problem while travelling.

2. Eat a wholesome breakfast:

Start your day with a healthy and wholesome breakfast and then get going. This will not only help you start the day on the right note but also load you up with energy and reduce the risks of acidity, bloating, and other such health hazards.

3. Carry non-perishable snacks:

Travelling involves a lot of walking, meaning your food tends to get digested way too soon, leaving you hungry at short intervals. That is why it is important to carry non-perishable snacks along. Keep packets of biscuits, chiwda, and other such healthy munchies to curb those quick hunger pangs without affecting your health.

4. Avoid junk food as much as possible:

Food and trips go hand-in-hand. But that doesn’t mean you end up falling sick. We suggest keeping the last two days for such indulgences and for the rest of the trip, make your food choices mindfully.

5. Go for safe food choices:

If you are a foodie like us, then you surely like exploring the food culture of the region you travel to. While we totally support such gastronomic exploration, keeping a tap on what’s safe will help you go a longer way. In other words, experiment with foods to that extent where you do not fall sick instead. So go for safe food choices and enjoy your trip to the fullest.

Now that you have the tips handy, follow them well and enjoy your travel to the fullest. Happy exploration, guys!

Travelling to renowned tourist spots can often bring excitement and wonder, but sometimes these destinations fail to live up to the hype. Here’s a look at seven popular tourist destinations that many travellers find overrated, often due to overcrowding, high costs, or unmet expectations.

1. Times Square, New York City

Times Square is a vibrant epicenter known for its neon lights, towering billboards, and energetic vibe. However, its popularity brings some drawbacks: relentless crowds, steep prices, and a shortage of true New York character. The area is often swarmed with tourists, making it difficult to navigate and fully appreciate. As a result, many visitors discover that exploring other parts of New York City, like SoHo, the High Line, or the Brooklyn Bridge, provides a more authentic and enjoyable experience.

2. Venice, Italy

Venice’s enchanting canals and historic architecture make it a dream destination for many travelers. However, the reality often contrasts sharply with this ideal. The city is inundated with tourists, resulting in crowded canals and inflated prices for basic services. Although picturesque, the canals are often polluted, and the city’s infrastructure struggles to cope with the sheer volume of visitors. For a more genuine Italian experience, consider exploring smaller, lesser-known cities such as Verona or Bologna.

3. Great Wall of China

The Great Wall of China is an incredible historical structure, but popular sections like Badaling can be overly commercialized and crowded. To truly appreciate the wall’s significance, consider visiting quieter sections like Jinshanling or Simatai, where you can enjoy stunning views and a more authentic experience.

4. Louvre Museum, Paris

Home to masterpieces such as the Mona Lisa and the Venus de Milo, the Louvre Museum is renowned worldwide. However, the museum’s size and the large crowds can make for a stressful experience. Visitors often find themselves overwhelmed by the vast collection and frustrated by long lines, especially to see famous artworks. For a more enjoyable museum visit in Paris, consider the Musée d’Orsay or the Musée de l’Orangerie, which offer impressive collections in a more manageable setting.

5. Dubai, UAE

Dubai is famous for its extravagant luxury, from towering skyscrapers to opulent shopping malls. While the city’s modern architecture and entertainment options are impressive, they often come at a high price and can feel disconnected from the traditional culture of the UAE. The focus on consumerism and artificial attractions can overshadow the genuine cultural experiences found in other parts of the region. For a more authentic taste of Emirati culture, visit cities like Abu Dhabi or explore the desert landscapes beyond Dubai.

6. Hollywood Walk of Fame, Los Angeles

The Hollywood Walk of Fame is a famous tourist attraction featuring stars embedded in the sidewalk, celebrating the achievements of notable figures in the entertainment industry. However, the experience can be underwhelming due to the crowded and sometimes unkempt streets, with the stars often obscured by tourists and street performers. The surrounding area is also known for its tacky souvenir shops and high prices. For a more enjoyable experience in Los Angeles, consider exploring neighbourhoods like Santa Monica, Venice Beach, or the Getty Center.

7. Phuket, Thailand

Phuket is a popular island destination known for its beautiful beaches and vibrant nightlife. However, the island’s popularity has led to overcrowded beaches, noisy party scenes, and inflated prices. Many travellers find that the main tourist areas lack the authentic charm and tranquillity they were expecting. For a more serene and authentic Thai beach experience, consider visiting islands like Koh Lanta, Koh Chang, or Koh Lipe, which offer stunning scenery and a more relaxed atmosphere.

Imagine a place where every turn brings a new adventure, where history and modernity blend seamlessly into a vibrant cultural tapestry. This isn’t just a fantasy—it’s Ohio, a state that often flies under the radar when it comes to popular travel destinations in the United States.

Yet, those in the know understand that the Buckeye State holds an array of experiences that rival some of the country’s most famed attractions. From the roller coaster capital of the world to serene landscapes and buzzing metropolitan areas, Ohio promises a diverse array of experiences to all who visit.

The Thrill Seeker’s Playground

Ohio stakes a claim as an adrenaline-pumping hotspot thanks to Cedar Point in Sandusky. Dubbed the “Roller Coaster Capital of the World,” this legendary amusement park boasts some of the tallest, fastest, and most innovative roller coasters globally. But the thrill doesn’t stop there. Kings Island, another acclaimed amusement park, offers world-class rides and a glimpse into Peanuts’ beloved universe, making it a hit for families and thrill-seekers.

Yet, Ohio’s appeal extends beyond these giants. The state is dotted with parks, scenic rivers, and recreational trails offering kayaking, zip-lining, and hiking adventures. The Great Miami River Watershed Water Trail offers unparalleled opportunities for watersports, while Hocking Hills State Park provides rugged natural landscapes perfect for an active day out in nature.

A Hauntingly Unique History

Ohio’s rich tapestry is woven with threads of profound historical significance, not just in terms of its role in the Industrial Revolution or its significant contributions to music, mainly rock and roll. Beyond the more well-trodden paths lies a lesser-known, mysterious facet of Ohio that attracts those with a penchant for the paranormal.

Helltown, Ohio, is one of the most haunted places on Earth, where legends of ghostly apparitions and unexplained phenomena draw ghost hunters and curious tourists alike. With its eerie backstories, this abandoned town gives a chilling glimpse into a forgotten facet of Ohio’s history.

This penchant for the eerie doesn’t overshadow Ohio’s vibrant cultural scene, which is celebrated in cities like Cleveland, Cincinnati, and Columbus. These cities boast incredible art scenes and world-class museums like the Cleveland Museum of Art and the Cincinnati Art Museum. They also host vibrant festivals that showcase everything from live music to culinary feats, encapsulating the spirited lifestyle that Ohioans revel in.

The Artistic Heartbeat

Ohio’s contribution to the arts extends beyond its museums and festivals, with cities like Toledo and Akron emerging as hubs for artists and innovators. Toledo, known as the “Glass City,” is famed for its pioneering glass art scene, which can be explored at the Toledo Museum of Art, home to an extensive collection and a state-of-the-art glassblowing studio. Meanwhile, Akron’s vibrant music scene and historical architecture offer a backdrop to a city that buzzes with creative energy and innovation.

The state’s dedication to the arts is also evident in its support for local artisans and craftspeople, whose work is showcased in numerous galleries and markets throughout the state. These venues promote local art and contribute to the community’s economy, making art a living aspect of Ohio’s cultural identity.

Innovation and Education Hub

Ohio is a place of leisure and beauty and a powerhouse of innovation and education. Home to some of the nation’s top universities, including Ohio State University in Columbus, Case Western Reserve in Cleveland, and the University of Cincinnati, Ohio is a thriving center for research, technology, and academic excellence. These institutions contribute significantly to the local and national economy and foster a culture of innovation that permeates various sectors, from healthcare to engineering and digital technology.

This academic influence enriches the local culture, making Ohio a vibrant community for intellectual pursuits and cultural enrichment. The presence of these institutions also leads to a host of symposiums, guest lectures, and cultural events, making it an ideal destination for those who seek to combine travel with enrichment and learning. Whether you’re attending a conference, exploring cutting-edge research, or simply soaking up the collegiate atmosphere, Ohio’s educational landscape offers a unique and enriching dimension to any visit.

Culinary Cornucopia

Nowhere is Ohio’s culinary prowess more evident than in its capital, Columbus, where the food scene is booming. Among the city’s must-visit dining destinations, you absolutely must visit a steakhouse in Polaris Columbus, called Eddie Merlots. This restaurant is famous for its prime-aged beef and seafood, sourced from the finest producers. The restaurant’s commitment to quality and sophisticated atmosphere make it not just a meal but an event—an essential experience for any food lover visiting Ohio.

Columbus also serves as a melting pot of culinary traditions, with an array of restaurants offering everything from authentic Italian to innovative vegan dishes. The North Market, a public market dating back to 1876, houses dozens of independent vendors selling everything from exotic spices to local cheeses, making it a paradise for anyone who loves food.

What’s more, the city’s food scene is complemented by its craft breweries and boutique distilleries, which offer tours and tastings. From Rhinegeist Brewery in Cincinnati to Watershed Distillery in Columbus, these establishments highlight the sophistication and depth of Ohio’s beverage culture, offering another layer of enjoyment for visitors.

A Festival for Every Season

Ohio’s calendar is packed with festivals that celebrate its diverse culture and history. The Ohio State Fair is one of the largest state fairs in the U.S., drawing crowds with its impressive array of food, music, and agricultural exhibits. Fall brings with it the Circleville Pumpkin Show, which celebrates local agriculture and community spirit with parades, food, and all things pumpkin.

Winter doesn’t slow Ohio down; the state lights up with holiday markets and winter festivals that combine outdoor activities with local traditions, creating a magical winter wonderland that’s perfect for families and couples alike.

The Call of the Wild

Ohio’s natural beauty is one of its most understated attractions. The Cuyahoga Valley National Park offers a breath of fresh air with its rolling hills, rivers, and waterfalls. It’s a haven for outdoor enthusiasts, offering everything from bird watching to canoeing. The Lake Erie shores and islands, with their stunning vistas and wildlife, offer a peaceful retreat from the urban excitement.

Why Ohio?

From its thrilling amusement parks and haunted locales to its burgeoning culinary scene and vibrant festivals, Ohio offers a slice of America that is as diverse as it is rich in experiences.

Ohio beckons with promises of adventure and discovery, whether you’re a thrill-seeker, a foodie, an art enthusiast, or someone looking to connect with nature. With its unexpected delights and genuine hospitality, this state truly is a treasure waiting to be explored. Why not make it your next travel destination and see for yourself the wonders Ohio has to offer?